Affinity Programs

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State Auto’s Association Programs enhance the value of professional association membership through the delivery of quality property and casualty insurance products, programs and services that protect the financial interests of participating members.

Our programs provide:

  • Quality insurance protection for association members
  • Competitive premiums
  • Dividend potential for members who insure with State Auto

Insurance Protection

Coverage matters when your business suffers a loss. Having the right insurance protection is critical. State Auto’s insurance policies are tailored for the business needs of participating members.   

Competitive Premiums

Price matters, and you should not have to pay more for the right insurance protection for your business. The right price for the right coverage – that’s our goal.

Dividend Potential

Here’s how it works: First, members’ premiums are recognized as a group. Next, after payment of claims, program expenses and taxes, year-end results are calculated. If the result is a profit, a dividend will be issued to participating members of qualifying groups. (Note: Members who insure with State Auto for the first time during a program year are eligible for a full dividend, not a pro-rated amount.)

How to Participate

Follow these steps:

  1. Request a proposal from a State Auto agent. To find a listing of local agents in your area, use's Find an Agent feature. 
  2. Compare to your current insurance coverage and pricing.
  3. Insure with State Auto to receive the benefits of your association endorsed member program!



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