Commercial Umbrella
You don’t want to run out of insurance coverage while you’re in the middle of defending a lawsuit. We can help.
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- It's hard to predict when your business may face a major lawsuit.
- Bad things can happen even if your business is successful and well managed.
- And more people are suing companies today, especially if they feel they have been wronged.
- State Auto commercial liability insurance is there to protect your businesses from unexpected and catastrophic claims.
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- It's called an "umbrella" because it's an extra layer of protection above your main liability policies, such as commercial liability and business auto policies.
- If your business is defending a lawsuit and the limits on these policies are used up, the commercial umbrella policy is designed to pick up where the others leave off.
Tips for talking with your agent
- Consider the impact to your business if a legal case is prolonged.
- How much coverage might you need to pay for defense costs?
- Make sure your agent is aware of all policies you have (it may be best to have all insurance for your business with one agent).