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State Auto’s Homeowners Options Program

Your home is your most prized possession. Whether you live in a house, condominium or apartment, your home is your life – and it is as unique as you are. That is why you need plenty of options in determining your home protection package. State Auto’s Homeowners Options Program gives you all the options you need. With three packaged endorsements available (Securgard, Defender or Estates) it’s easy to create the right insurance coverage for your home, apartment or condominium.

We also offer a variety of additional coverages that allow you to tailor a policy to meet your specific needs.

Condo Owners Insurance

Condo owners need a policy designed to provide the right coverage depending on association agreements, loss assessment risks and other situations unique to condominium owners. Find out more. 

Home and Auto Are Better Together

Get insurance for both your home and your car from State Auto to simplify your policies. You can also be eligible for extra discounts and coverage by having both policies together. Learn more about our auto insurance.

Prime of Life

If you’re over 45 years of age and have qualifying auto and home policies with State Auto, you’re also eligible for our Prime of Life program. You’ll not only receive substantial premium discounts on your home insurance coverage, but we’ll also provide some outstanding extra-value coverages at no additional charge. More. 

Identity Theft Protection

State Auto's Identity Theft Protection Program is provided to all State Auto home insurance customers at no extra cost!

Know Your StuffTM Home Inventory Software

Easily create and update your home investory using free, secure online software offered by the Insurance Information InstituteKnow Your Stuff enables you create a room-by-room inventory of your personal possessions, which helps you purchase enough insurance to replace the things you own, get your insurance claims settled more quickly, and substantiate losses for your income tax return.

NOTE: Coverages, discounts and eligibility may vary by state

Contact your local independent State Auto agent for details.

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