Claims and judgments against employers on the rise
Why do I need Employment Practices Liability coverage for my business?
More employers than ever before are facing claims against them from people such as employees, job applicants and volunteers. This might include wrongful termination, discrimination or harassment claims.
Even small businesses are at risk, and State Auto's Employment Practices Liability Insurance can help.
What if we're falsely accused?
Even if a claim is false, you still could rack up huge legal fees for an attorney specializing in employment law. You'll be relieved to know you have insurance that pays for your legal defense.
And if the court sides with the person suing you, paying what the jury awards could put you out of business without proper insurance protection.
Employment Practices Liability Coverage offers protection from the risk of charges made by employees, job applicants, volunteers or independent contractors.
- Harassment including sexual harassment
- Libel, slander and invasion of privacy
- Wrongful discipline
- Wrongful failure to promote
- Wrongful refusal to hire
- Wrongful termination
- Violation of the Family Medical Leave Act (FMLA)
It also provides liability damages and defense costs due to claims brought by or against full-time, part-time, temporary and seasonal employees.
Our coverage comes with free employer resources.
As a State Auto policyholder with Employment Practices Liability coverage, you can get free templates for employment applications, exit interviews, performance reviews and model employee handbooks. There's also sample policies and forms, a library of reference articles and free online training for your employees.