Personal Umbrella

What if you were sued for a million dollars? It seems everyone's at risk of facing a lawsuit these days. We'll help make sure you’re prepared financially.

  • You have liability coverage with your home and auto insurance, but you may need more if you're sued. Imagine a child is seriously hurt trying to retrieve a ball over a fence in your yard. In one case, this type of verdict reached $1.2 million. You would need far more than your home and auto insurance just to pay the verdict.


  • A personal umbrella policy also may cover more than your home and auto policies include.
  • And it can extend coverage worldwide.


Tips for talking with your agent

  • Your agent will help you review your home and auto policies to determine what additional coverage you may need.
  • Give some thought to your potential risk of being sued if the worst happens.
  • Take stock of your ability to face a lawsuit financially.