Real Estate Industry

If you’re an experienced landlord, you’re running a complex operation that involves a lot of different people — and a wide variety of risk. The buildings you own and operate depend on multiple contracts from maintenance to landscaping. The people you rent to rely on your property and services, yet they also bring a mix of situations to the table. We get it and we can help.

  • Office buildings and complexes
  • Apartment buildings and complexes
  • Lessor's risks
  • For condos, protections for liability faced by directors, officers and trustees of the Condo Owners Association.
  • Business Income and Extra Expense (Loss of rents)
  • Backup of sewers and drains
  • Coverage for property you acquire during your policy period.
  • Outdoor property coverage, for things like common areas and structures, like a gazebo or swimming pool.
  • Data Compromise coverage due to the personal data you collect from tenants.
  • Employment Practices Liability - including Third Party, for the many employees and contractors you hire to keep your operation running.

Tips for talking with your agent

  • Provide documentation for all the various employee and contractor relationships you have. 
  • Share an example of your typical lease agreements with tenants with your agent.
  • Consider the risk of data you collect from tenants and business partners and discuss appropriate coverage with your agent.