Farm and Ranch

Your farm or ranch is your livelihood and your home. We’ll help make sure you have comprehensive protection for both.

  • Covers both your residence and farm buildings.
  • Addresses unique needs of the farm and ranch industry.
  • Local agents will partner with you to build your insurance program. 


  • We insure small acreage hobby farms to full time family farming businesses. 
  • Our insurance program protects your buildings and machinery from unexpected loss or damage.
  • We understand that today's farming operation demands a constant cash flow.
  • Our program offers optional add-on's to protect your cash flow if your business loses money it would have made if the loss hadn't happened.
  • If your family and your farm are together, your insurance should be, too.
  • State Auto's farm and ranch policy combines the protection every home needs with special coverage just for farm residences.
  • You can also choose from options to tailor the policy to your specific situation. 
  • Whether you have horses, livestock, hogs, poultry, or grain, we've got you covered.
  • Our insurance program automatically covers cab glass and rock ingestion for farm machinery.
  • State Auto's farm and ranch policy covers farmers markets on premises as well.
  • We also offer optional coverages to customize your policy with livestock suffocation, milk contamination, contract grower's and many more. 

  • We want to get to know you and your farm operation.
  • Our goal is to protect what matters most to you.
  • Many of our team members grew up on farms; some are farmers just like you.

  • Don't miss out on the benefit of having your farm and auto insurance with State Auto.
  • Protect your hard-earned assets even further with a Farm Umbrella policy.

Tips for talking with your agent

  • Share how your farm works - what you produce and how. 
  • Provide an inventory of your owned or rented locations, farm buildings, and machinery.
  • Tell us about any individuals, partnerships, or corporations that have an interest in your farm operation.