Fortified Home or Business Discount

If your house or business was built or updated to protect against serious weather like hurricanes, high winds and hail, and meets official FORTIFIED Home™ program standards, you may qualify for this modern, unique discount.

  • What does FORTIFIED mean? Think roofs, windows, doors, the foundation and more, that are built or updated to meet required, exceptional building standards in order to protect against specific severe weather events. 
  • Who created the FORTIFIED program? Insurance Institute for Business and Home Safety
  • Why FORTIFIED? Having a FORTIFIED home means you're reducing the chance of having to rebuild or incurring a major financial loss if severe weather would strike. But more importantly, you, your family and your pets will be better protected.



  • First, your home or business must be FORTIFIED. The Insurance Institute for Business and Home Safety has a lot of great resources to help you understand their FORTIFIED program and standards. Learn how to have your home or business evaluated to see how you can better protect the things you love.
  • Then, you can save with us. Once you receive an official certificate to confirm your home or business has been FORTIFIED, submit it to your insurance agent to see how it may help you save on your insurance with us.



Tips for talking with your agent

  • Questions about FORTIFIED? Start here. 
  • Have your documentation ready. 
  • Ask your agent to review other ways you can save on your home or business insurance with State Auto.