Personal Umbrella
You know that feeling you get when it’s raining and you remember you have an umbrella? Just knowing it’s there provides extra peace of mind.
Umbrella highlights
- Minimum underlying limit requirements are 250/500 split limit, or
- $300,000 combined single limit for auto personal liability; $300,000 for homeowners personal liability
- Must meet the minimum required limits on your underlying Auto and Homeowners policies
Additional benefits
- Earn a Multi-Policy discount on your Umbrella policy when you write your Auto, Homeowners, Farm and Ranch, or Commercial (other than Auto) policies with us
- Coverage for additional liability exposures such as incidental offices, home day care, business pursuits, and rental or farm property may be written
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- Minimum underlying limit requirements are 250/500 split limit, or
- $300,000 combined single limit for auto personal liability; $300,000 for homeowners personal liability
- Must meet the minimum required limits on your underlying Auto and Homeowners policies
-
- Earn a Multi-Policy discount on your Umbrella policy when you write your Auto, Homeowners, Farm and Ranch, or Commercial (other than Auto) policies with us
- Coverage for additional liability exposures such as incidental offices, home day care, business pursuits, and rental or farm property may be written
Tips for talking with your agent
- Your agent will help you review your home and auto policies to determine what additional coverage you may need.
- Give some thought to your potential risk of being sued if the worst happens.
- Take stock of your ability to face a lawsuit financially.
