You've just been in a car accident. On top of making sure everyone's okay (and hopefully they are), it can be overwhelming to remember what to do next.
So, where do you start? Below are some basic things to do first. We've also shared some questions to consider asking your insurance agent or claim representative.
When do I need file a car insurance claim?
Call your independent agent as soon as possible. This should be your next step after calling for emergency help (if needed), regardless of who is at fault if you're in a collision. If your vehicle is stolen or vandalized you should contact the police. Call your insurance agent or company even if damage appears to be minor, to find out if you are covered for this loss.
What do I need to file a car insurance claim?
You will need the following items:
Also, take note of any personal harm and take photos of the damage. You may need a sworn statement of the details of the accident and a proof of claim form. You will need a copy of the police report if there is one.
What are the steps to a car insurance claim?
Once you contact your insurance company, your case will go through the following steps.
What questions should I ask when filing a car insurance claim?
These are questions you may want to ask your insurance claim representative to clarify:
Remember, each state has its own laws governing the claims process. If you have any questions, call your independent agent for more information.
When severe weather hits, the safety of your employees becomes top priority. To do this, you must... |
By continuing to use our website, you agree to our cookie policy and privacy policy.