Restaurant Industry
Food brings families and friends together. Whether you’re the charming local neighborhood restaurant, a fine dining establishment, or are part of a well-known franchise, we’ll help keep your doors open for business.
We specialize in insuring restaurants:
- We understand the unique challenges of hospitality and food service.
- Our risk engineers look at all aspects of the operation to help you manage risk.
- We offer discounts on smart sensor technology that can help you manage your business and your risk more effectively.
- Our workers' compensation coverage is designed to help get your injured employees back to health and productivity.
- We have the endorsement of nine state restaurant associations.
Our insurance coverage for restaurants can help address these risks:
- Food inventory is spoiled or contaminated
- Your restaurant has to close down due to food-borne illness
- Customers' coats are lost or damaged
- Employee theft occurs
- You become liable for an alcohol related incident
- Some of your expensive kitchen equipment breaks down
- You have a data breach
-
- We understand the unique challenges of hospitality and food service.
- Our risk engineers look at all aspects of the operation to help you manage risk.
- We offer discounts on smart sensor technology that can help you manage your business and your risk more effectively.
- Our workers' compensation coverage is designed to help get your injured employees back to health and productivity.
- We have the endorsement of nine state restaurant associations.
-
- Food inventory is spoiled or contaminated
- Your restaurant has to close down due to food-borne illness
- Customers' coats are lost or damaged
- Employee theft occurs
- You become liable for an alcohol related incident
- Some of your expensive kitchen equipment breaks down
- You have a data breach
Tips for talking with your agent
- Describe your operation including peak times and inventory.
- Document your kitchen equipment and other property.
- Discuss your training procedures and employee policies with your agent.
