Minor Violation and Accident Forgiveness

Accidents happen. Speeding tickets happen. Even to responsible drivers. We think responsible drivers like you deserve a break.

  • Did you know that insurance rates may increase after a fender bender, after rolling through a stop sign or other moving violation?
  • Our Accident Forgiveness and Minor Violation benefits may help you avoid this and even end up saving you money down the road.


  • If you're free of accidents and violations for a period of 35 consecutive months, your first accident and first minor violation may be waived.
  • Coverage available for new auto policies only. Availability may vary by state.
  • Not available in the standard offering.

Tips for talking with your agent

  • Ask your agent today for more information on this must-have perk.
  • Be prepared for your driving record to be included in the quoting process with your agent.