Valuables

Insurance for valuables

Protecting your valuables

Standard home insurance provides some coverage for more valuable items, but it usually isn't enough for the more expensive things.
Jewelry, fine art and sports equipment are some of the things that need more coverage than the basic home policy can provide.

Special coverage for your special things

Your collection of fine art from your travels around the globe.
The expensive ring you inherited
Your scuba equipment.
If you own valuable items, getting them insured properly is a must.

Protecting your valuables

- Standard home insurance provides some coverage for more valuable items, but it usually isn't enough for the more expensive things.
- Jewelry, fine art and sports equipment are some of the things that need more coverage than the basic home policy can provide.

Special coverage for your special things

- Your collection of fine art from your travels around the globe.
- The expensive ring you inherited
- Your scuba equipment.
- If you own valuable items, getting them insured properly is a must.

Full Safety Glass

Hail, airborne rocks, falling tree limbs and flying squirrels all seem to have the same bullseye – your vehicle.

For glass damage not caused by collision.

Think storms and construction zones.

Included in Protection Plus and Premier Auto offerings.

Protection for a common road hazard

If you never drive through construction zones or bad storms, you don't need this coverage (so basically, everyone needs this).
Don't rely on luck - smart insurance customers like you just need Full Safety Glass coverage.

What does Full Safety Glass mean?

We're talking about the glass on your car - like the windshield and windows. And, this includes safety glass (your headlights).
When damage to this glass is not caused by a collision, you'll qualify for this great benefit.
There's no deductible!
Available for new auto policies only. Availability may vary by state. Coverage not included in our Standard Auto product.

Protection for a common road hazard

- If you never drive through construction zones or bad storms, you don't need this coverage (so basically, everyone needs this).
- Don't rely on luck - smart insurance customers like you just need Full Safety Glass coverage.

What does Full Safety Glass mean?

- We're talking about the glass on your car - like the windshield and windows. And, this includes safety glass (your headlights).
- When damage to this glass is not caused by a collision, you'll qualify for this great benefit.
- There's no deductible!
- Available for new auto policies only. Availability may vary by state. Coverage not included in our Standard Auto product.

Tips for talking with your agent

Ask about our Protection Plus and Premier Auto offerings - this benefit is an available option.
Talk to your agent about Other than Collision coverage - you must have this coverage on your policy to get the benefit of Full Safety Glass coverage.

Find a local Agent

HomeXtended

We think you deserve extra protection for your home and possessions. You can easily add the HomeXtended® Endorsement to your current home policy and appreciate the added protection and peace of mind.

A single bundle of extra coverages and increased protection for certain possessions.

Increased coverage for identity theft and expenses related to your mortgage.

Enhanced protection for you and your home as your needs grow and change.

HomeXtended coverages

Let us extend certain coverages on your home or household items that enhance your peace of mind.
From personal records on your computer to your cellphone to global positioning systems (GPS) and identity fraud - these are just some of the enhancements you'll receive.
Other items covered include rented golf carts and false alarm coverage on your home security system if an alarm goes off accidentally.
We'll also provide coverage for lost or stolen credit or debit cards.

Extend your peace of mind

We provide these special coverages at limits you can use. They are in addition to all the great coverage you're already receiving through State Auto for your home and possessions.
Protection for items you may have thought about - and some you may not have thought of. We also offer an AutoXtended® endorsement to enhance your auto policy.

HomeXtended coverages

- Let us extend certain coverages on your home or household items that enhance your peace of mind.
- From personal records on your computer to your cellphone to global positioning systems (GPS) and identity fraud - these are just some of the enhancements you'll receive.
- Other items covered include rented golf carts and false alarm coverage on your home security system if an alarm goes off accidentally.
- We'll also provide coverage for lost or stolen credit or debit cards.

Extend your peace of mind

- We provide these special coverages at limits you can use. They are in addition to all the great coverage you're already receiving through State Auto for your home and possessions.
- Protection for items you may have thought about - and some you may not have thought of. We also offer an AutoXtended® endorsement to enhance your auto policy.

Tips for talking with your agent

Do you have cellphones or GPS devices? What about items in your home that may be used for business purposes - like computers, fax machines or tools. Create a list.
Ask your agent about specific amounts/limits of coverage provided.
Make sure HomeXtended can be added to your specific homeowners policy. (Not available with our Standard Homeowners policy.)

Find a local Agent

AutoXtended

We think you deserve extra protection for your auto and while driving. You can easily add the AutoXtended® Endorsement to your current auto policy and appreciate the added protection and peace of mind.

A single bundle of extra coverages and increased protection for your vehicle and items while in your vehicle, including your pet.

A comprehensive bundle of coverages including locksmith/key replacement, customizing equipment in your auto, rented vehicle coverage and more, is included.

Enhanced protection for you and your auto for items you may not have thought of – and no deductible applies to these coverages.

AutoXtended coverages

Let us extend certain coverages on your auto and items in your auto that enhance your peace of mind.
Things like customizing equipment on your vehicle and your pet while in your vehicle to cell phones, GPS devices and emergency travel expenses.
Other items you may not think of include bail bonds, locksmith/key replacement, emergency ambulance coverage and even disability coverage if you're disabled while driving your vehicles.

Extend your peace of mind

We provide these special coverages at limits you can use. They are in addition to all the great coverage you're already receiving through State Auto for your auto and liability while driving your car.
Protection for items you may have thought about - and some you may not have thought of. We also offer a HomeXtended ® endorsement to enhance your home policy.

AutoXtended coverages

- Let us extend certain coverages on your auto and items in your auto that enhance your peace of mind.
- Things like customizing equipment on your vehicle and your pet while in your vehicle to cell phones, GPS devices and emergency travel expenses.
- Other items you may not think of include bail bonds, locksmith/key replacement, emergency ambulance coverage and even disability coverage if you're disabled while driving your vehicles.

Extend your peace of mind

- We provide these special coverages at limits you can use. They are in addition to all the great coverage you're already receiving through State Auto for your auto and liability while driving your car.
- Protection for items you may have thought about - and some you may not have thought of. We also offer a HomeXtended ® endorsement to enhance your home policy.

Tips for talking with your agent

Create a list of items you normally drive with or have in your vehicle.
Do you frequently have your pet(s) with you? They are covered.
Make sure AutoXtended can be added to your specific homeowners policy. (Not available with our Standard Auto policy.)

Find a local Agent

Farm Umbrella

What if you were sued for a million dollars? It seems everyone’s at risk of facing a lawsuit these days. We’ll help make sure you’re prepared financially.

Extra liability protection over your farm and auto insurance

Covers you anywhere in the world (think: international vacation)

Basic policies start at $1 million in coverage

Higher coverage amounts for liability

You work hard for what you have. We can help protect your hard-earned assets even further.
While you have liability coverage on your farm and auto policies, you may need more if you're sued.
In today's society, lawsuits are occurring with alarming frequency.
We're here to protect your farm and personal assets as well as your future earnings.

Expect the unexpected

State Auto Farm Umbrella insurance is there to protect your farm or ranch from unexpected and catastrophic claims.
You are responsible for any judgement beyond your farm and auto liability limits. A farm umbrella policy can help protect your family's livelihood.

Higher coverage amounts for liability

- You work hard for what you have. We can help protect your hard-earned assets even further.
- While you have liability coverage on your farm and auto policies, you may need more if you're sued.
- In today's society, lawsuits are occurring with alarming frequency.
- We're here to protect your farm and personal assets as well as your future earnings.

Expect the unexpected

- State Auto Farm Umbrella insurance is there to protect your farm or ranch from unexpected and catastrophic claims.
- You are responsible for any judgement beyond your farm and auto liability limits. A farm umbrella policy can help protect your family's livelihood.

Protecting your workers and your business

Your business relies on healthy, productive workers to thrive.

The team at State Auto understands the true impact of an injured worker.

Our workers' compensation program is not just about numbers.

It's about keeping your people healthy, helping them recover faster and helping your business get back to normal in less time.

Protection for vehicles used in farming

We provide an auto policy tailored to your farm needs.

We understand some farm vehicles only have occasional use so we offer discounts based on annual mileage through Ag Smart 360^℠.

Our Farm Auto policy can cover your grain trucks, semis, trailers, pick-ups, cars and even motorhomes and motorcycles.

Wide variety of vehicle types in modern farming

Our program is designed to cover today's farm needs whether you have cars, pick-up trucks, grain trucks, semis or trailers.

We offer coverage for livestock trailers, horse trailers with living quarters, and even motorhomes and motorcycles.

We can also accommodate some limited hauling for hire and support some federal and state filings.

Lawsuits are on the rise

It's hard to predict when your business may face a major lawsuit.

Bad things can happen even if your business is successful and well managed.

And more people are suing companies today, especially if they feel they have been wronged.

State Auto commercial liability insurance is there to protect your businesses from unexpected and catastrophic claims.

Liability coverage that goes above and beyond

It's called an "umbrella" because it's an extra layer of protection above your main liability policies, such as commercial liability and business auto policies.

If your business is defending a lawsuit and the limits on these policies are used up, the commercial umbrella policy is designed to pick up where the others leave off.

Insurance customized for your farming business

We insure small acreage hobby farms to full time family farming businesses.

Our insurance program protects your buildings and machinery from unexpected loss or damage.

We understand that today's farming operation demands a constant cash flow.

Our program offers optional add-on's to protect your cash flow if your business loses money it would have made if the loss hadn't happened.

Protection for your livelihood

Whether you have horses, livestock, hogs, poultry, or grain, we've got you covered.

Our insurance program automatically covers cab glass and rock ingestion for farm machinery.

State Auto's farm and ranch policy covers farmers markets on premises as well.

We also offer optional coverages to customize your policy with livestock suffocation, milk contamination, contract grower's and many more.

Data Breach

We know what coverage you need in case a data breach happens to your business.

Covers costs to respond to a data breach

Provides coverage for your legal defense if you are sued

eRiskHub available to State Auto customers for support

Help with the unexpected costs of a data breach

Could your business easily afford to send a notice to all customers that their data may have been affected?
How about providing access to credit monitoring and identity restoration services?
These steps alone can be extremely costly. And in most states, they're required.

State Auto's data breach coverage includes the steps you'll need to take after a potential breach:
- Notify customers.
- Hire professionals to determine the extent of the breach.
- Provide monitoring and restoration services to customers.
- Protect your own identity - you could be a victim, too.
- If your identity is stolen as a result, help you pay for recovery.
- Cost of legal defense if an affected customer sues your business.

Help with the unexpected costs of a data breach

- Could your business easily afford to send a notice to all customers that their data may have been affected?
- How about providing access to credit monitoring and identity restoration services?
- These steps alone can be extremely costly. And in most states, they're required.

- State Auto's data breach coverage includes the steps you'll need to take after a potential breach:
- - Notify customers.
  - Hire professionals to determine the extent of the breach.
  - Provide monitoring and restoration services to customers.
  - Protect your own identity - you could be a victim, too.
  - If your identity is stolen as a result, help you pay for recovery.
  - Cost of legal defense if an affected customer sues your business.

Valuables

Protecting your valuables

Special coverage for your special things

Protecting your valuables

Special coverage for your special things

Tips for talking with your agent

Resources for Valuables

You are a target for identity theft. And once your identity has been stolen, it’s hard to get it back in order.

Your student may be ready – and you may be getting ready, emotionally – but is your insurance coverage ready for your student to leave for college?

Do you consider your boat a second home in warm weather?

A condo loss assessment occurs when a condo association asks condo owners to help pay for the costs of damage to common property or personal injury on the premises.

Featured Resources

You are a target for identity theft. And once your identity has been stolen, it’s hard to get it back in order.

Your student may be ready – and you may be getting ready, emotionally – but is your insurance coverage ready for your student to leave for college?

Do you consider your boat a second home in warm weather?

A condo loss assessment occurs when a condo association asks condo owners to help pay for the costs of damage to common property or personal injury on the premises.

Related products

Come home to the peace of mind the right insurance can bring.

Personal property and liability coverage, similar to homeowners

Full Safety Glass

Protection for a common road hazard

What does Full Safety Glass mean?

Protection for a common road hazard

What does Full Safety Glass mean?

Tips for talking with your agent

Full Safety Glass Resources

That “little chip” can grow from an eyesore into a visual impairment and safety hazard if not taken care of.

Featured Resources

That “little chip” can grow from an eyesore into a visual impairment and safety hazard if not taken care of.

Learn more about our other insurance

You can purchase all of the extra value auto coverages through the AutoXtended endorsement.

Your car breaks down. You’re stuck on the side of the road. It’s inconvenient – and dangerous. You need assistance right away.

HomeXtended

HomeXtended coverages

Extend your peace of mind

HomeXtended coverages

Extend your peace of mind

Tips for talking with your agent

HomeXtended (AZ) Resources

Do you consider your boat a second home in warm weather?

Spotting potential problems and using proper pruning techniques before a storm will help keep your trees healthy, beautiful, and safe.

Featured Resources

Do you consider your boat a second home in warm weather?

Spotting potential problems and using proper pruning techniques before a storm will help keep your trees healthy, beautiful, and safe.

Learn more about our other insurance

Giving you what you need most in home insurance – a choice.

We think you deserve extra protection for your auto and while driving. You can easily add the AutoXtended® Endorsement to your current auto policy and appreciate the added protection and peace of mind.

AutoXtended

AutoXtended coverages

Extend your peace of mind

AutoXtended coverages

Extend your peace of mind

Tips for talking with your agent

AutoXtended Resources

Your car battery might be begging for your attention.

We hear about drunk driving, drugged driving and distracted driving, but what about drowsy driving?

If you need to pull over on a busy road, pull off the road as far as you can, while remaining on level ground.

Out drinking for the evening? It’s always best to get a ride home instead of driving yourself after a night out.

Knowing what to do if you're involved in an accident can save lives and also make the claims process easier

Featured Resources

Your car battery might be begging for your attention.

We hear about drunk driving, drugged driving and distracted driving, but what about drowsy driving?

If you need to pull over on a busy road, pull off the road as far as you can, while remaining on level ground.

Out drinking for the evening? It’s always best to get a ride home instead of driving yourself after a night out.

Knowing what to do if you're involved in an accident can save lives and also make the claims process easier

Learn more about our other insurance

Get an auto insurance policy that fits your unique story. (Available in select states. Talk to your independent agent for details.)

We think you deserve extra protection for your home and possessions. You can easily add the HomeXtended® Endorsement to your current home policy and appreciate the added protection and peace of mind.

Farm Umbrella

Higher coverage amounts for liability

Expect the unexpected

Higher coverage amounts for liability

Expect the unexpected

Tips for talking with your agent

Resources for Farm Umbrella

Combine fires account for many of our harvest losses each year contributing to lost time and potential yield loss.

The leading cause of death in grain bin accidents is suffocation. When grain is moving inside a bin, it acts like quicksand and can quickly bury anyone inside.

As a farmer, you continually look for ways to increase crop production and yield. Protecting your crop and supplying those crops with vital nutrients is a key component to increasing yield.

Our Farm and Ranch policy provides coverage for private detached structures.

Featured Resources